Effective Date: June 9, 2026
Fymily ("we," "us," or "our") operates the Fymily mobile application and website located at https://fymily.com (collectively, the "Service"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our Service. By using Fymily, you agree to the collection and use of information in accordance with this policy.
Fymily uses SMS text messages solely for one-time passcode (OTP) authentication. When you choose to sign in or verify your account using your phone number, we will send you a single text message containing a numeric verification code. This code expires within 10 minutes.
By entering your phone number and requesting a verification code, you expressly consent to receive a one-time SMS message from Fymily at the phone number you provided. You are not required to provide your phone number — you may alternatively sign in with Google.
Message frequency varies. You will receive at most one (1) SMS per sign-in or verification request. We do not send marketing, promotional, or recurring SMS messages.
Message and data rates may apply. You are responsible for any fees charged by your mobile carrier.
To stop receiving SMS messages from Fymily, reply STOP to any message we send. You will receive a confirmation and no further messages will be sent to that number. To re-enable SMS, you may sign in again and request a new code.
For assistance, reply HELP to any message or contact us at privacy@fymily.com.
We will not share your phone number with third parties for marketing or promotional purposes. Your phone number is used exclusively for authentication and is protected as described in this policy.
We do not sell your personal information. We do not use your financial data for advertising or share it with data brokers.
We share your information only in the following limited circumstances:
We retain your personal data for as long as your account is active or as needed to provide the Service. You may request deletion of your account and all associated data at any time through our account deletion page or by contacting us at privacy@fymily.com. Upon account deletion, we will remove your personal data within 30 days, except where retention is required by law.
We implement industry-standard security measures including encryption in transit (TLS), encrypted database storage, and access controls to protect your personal information. Authentication tokens are short-lived and phone numbers are stored in hashed or encrypted form. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.
You have the right to access, correct, or delete your personal information. Contact us at privacy@fymily.com to exercise these rights.
California residents have the right to know what personal information we collect, the right to delete it, the right to opt out of its sale (we do not sell personal data), and the right to non-discrimination for exercising these rights.
Reply STOP to any SMS from Fymily to immediately opt out of SMS communications.
Fymily is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected such information, please contact us immediately.
Fymily uses artificial intelligence to generate personalized financial analyses through the "Coach Financiero" feature and to power smart expense parsing, receipt scanning, and credit card optimization. When you use these features, anonymized financial data from your household (expense summaries, budget percentages, savings goal progress, and receipt content) is sent to Anthropic to generate recommendations.
AI-generated content is labeled as such within the app. Fymily does not use your financial data to train AI models. Anthropic processes this data under their own privacy policy and data processing agreement. You may opt out of AI features by not using the Coach Financiero, expense chat, receipt scanning, or Gasto Inteligente functions.
Anthropic privacy policy: anthropic.com/legal/privacy
Our Service integrates with the following third parties, each with their own privacy policies:
We may update this Privacy Policy from time to time. We will notify you of material changes by updating the "Effective Date" at the top of this page. Continued use of the Service after changes constitutes acceptance of the updated policy.
If you have questions about this Privacy Policy or our data practices, contact us at:
© 2026 Fymily. All rights reserved.
This document was last updated on June 9, 2026.